Financing

You don’t
lack money.

You lack a plan.

Step 1

First, you need to find all your favourite furniture. Let’s say you find furniture for 20,000 kr. To get started, you need to pay 400 kr.

Step 2

You now need to pay 680 kr. a month. You need to do that every month for 36 months. Think of it as a bit of extra rent. You can see the exact price in the basket.

Step 3

After 36 months, you pay 100 kr., and then the furniture is yours forever. Wasn’t that easy?

Would you like to hear more about financing?

Contact

Useful terms to know

Start-up fee

A one-off amount to get started. With us, it is usually 400 kr.

Monthly payment

The amount you pay each month.

Term

How long you pay for – usually between 12 and 36 months.

Annual costs

The total amount you pay for splitting your payment up

Residual value

The final payment, when everything has been paid. With us, it is only 100 kr.

Credit approval

A quick check to make sure the agreement fits your finances.

Frequently asked questions

What’s the difference between financing, split payment, and leasing? +

There are minor accounting differences, but nothing you’ll notice in everyday life.

How am I actually committing myself? +

You commit yourself for the term of the agreement, which is typically 36 months. You can easily agree on anything from 12 to 48 months.

Is there a minimum amount for financing? +

You can finance from 6,000 kr excluding VAT, and it really makes sense for amounts over 10,000 kr.

Is it dangerous to be in debt? +

No. The alternative is to owe it to the bank or wait until you’ve saved up. With financing, you can get your favourite furniture right away.

What does a credit approval mean? +

This means our leasing partner has to assess whether you and your business are creditworthy. Financing your furniture requires a positive credit approval. Put simply, they look at whether your finances can support the agreement you’re about to enter into.

Is my furniture insured? +

If your own insurance doesn’t cover financed furniture, the leasing company does. If your insurance does cover it, you save a small amount. Insurance is mainly used in case of fire or theft.

Is there a warranty on my furniture? +

Yes. The guarantee on the individual products covers technical and mechanical faults. Just Add People always provides at least a 2-year guarantee.

Can I read more about it somewhere? +

Yes, you can read the legal document here.

Are there any product types I can’t finance? +

Yes, consumables such as scissors, combs, cotton wool and shampoo.

Can I cancel an agreement? +

Yes, you certainly can. If, for example, you have 10 months left on your finance agreement and you pay 680 kr. per month, you will need to pay 6,800 kr. + 100 kr. residual value.